Welcome to Mercury Global

Build with Mercury

Embed GBP and EUR banking directly into your platform. One API integration gives you client onboarding, account management, payments, and real-time event notifications across your entire portfolio.

REST + HTTPSJSON payloadsHMAC-SHA256 authGBP + EURFaster PaymentsSEPA Credit Transfer25+ webhook eventsSandbox environment

Why Mercury

Multi-currency

GBP + EUR from one API

Single integration for sterling and euro. No juggling separate providers or parallel integrations.

Speed

Seconds, not days

GBP Faster Payments settle in seconds. SEPA Credit Transfers same-day. API responses in milliseconds.

Real-time

25+ webhook events

Instant notifications for every client, account, and payment event. No polling required.

Verification

Built-in CoP

Confirmation of Payee baked into the API. Verify beneficiary names before sending payments.

Regulated

FCA-authorised EMI

Your clients' funds are safeguarded. Mercury handles the regulatory complexity so you don't have to.

Modern

Developer-first API

RESTful design, HMAC signing, comprehensive error responses, and detailed webhook payloads.

API capabilities

Onboard and manage end-clients under your master account. Full lifecycle from creation to closure.

Open sterling virtual accounts with dedicated IBANs. Query balances, retrieve statements, manage lifecycle.

Create euro virtual IBANs with SEPA connectivity. Full account management and statement retrieval.

Send and receive GBP via Faster Payments. Return inbound payments. Real-time settlement notifications.

Initiate SEPA Credit Transfers across Europe. Track payment status through to settlement.

Verify beneficiary account details before payment. Reduce fraud and misdirected transfers.

Real-time notifications for 25+ events across clients, accounts, and payments.

Currencies, countries, business types, risk ratings, and CoP reference data.

Authentication walkthrough, first API call, Postman collection, and code examples in 5 languages.

First API call in 4 steps

1

Get credentials

Receive your API Key and Secret Key from the Mercury team. Request access →

2

Sign your request

Generate an HMAC-SHA256 signature. Walkthrough →

3

Make your first call

Hit GET /api/v1/client against the sandbox. Guide →

4

Explore and build

Browse the API Reference and start building your integration.

Quick reference

Ready to build with Mercury?

Tell us about your integration and the Mercury team will be in touch to set up your sandbox access.

Request API access →

What’s Next

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